For his birthday, little Patrick asked for a 10-speed bicycle. 
His father said, "Son, we'd give you one, but the mortgage on 
this house is $80,000 & your mother just lost her job. There's 
no way we can afford it."

The next day the father saw little Patrick heading out the  
front door with a suitcase. 

So he asked, "Son, where are you  going?"

Little Patrick told him, "I was walking past your room last 
night heard you telling mom you were pulling out. 

Then I heard her tell  you to wait because she was coming too. 

And I'll be damned if I'm  staying here by myself with an 
$80,000 mortgage & no  bike!"